Spotlight Bank System

We are Spotlight Bank System

The Ultimate Solution for e-Wallet Service

Complete solution for mobile money and wallet system. Comes with User, Agent, and Merchant system with eCommerce API and QR code ready.

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Our payment gateway integrate about 50+ platform.

ABOUT US

We're expert in this field whole over the world

Spotlight Bank System is a financial technology and registered bank holding company focused on making modern banking and money movement accessible for all. Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Through our retail and direct bank, we offer a suite of financial products to consumers and businesses including debit, prepaid, checking, credit and payroll cards, as well as robust money processing services, cash deposits and disbursements. Our Banking as a Service (“BaaS”) platform enables a growing list of America’s most prominent consumer and technology companies to design and deploy their own customized banking and money movement solutions in the US and internationally.

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Years of Experience

What we serve our customer

What is Spotlight Bank System? Spotlight Bank System is an all-in-one mobile banking designed for everyone, offering premium banking services with no account fees and no minimum balance requirement. In addition to banking services, Rely offers smart tax tools and business solutions so you can easily stay in control of your finances, saving time and money.

Complete Wallet

With a Spotlight account, you can quickly deposit money whenever you want. From adding cash to your card at midnight to receiving your paycheck up to two days earlier1, you’ll be able to add money how you want.

Money Transfer

You can send money using Rely to anyone in the U.S. who has a Spotlight account. All you need is your friend's mobile number or email. They can start using the money they receive the minute they accept it.

Email Invoicing

All your bookkeeping. All in one place. Invoice, payments, expenses, receipts – manage it all from Spotlight. You really won’t need anything else.

Cash Out

Send ACH or Wire payments¹, and pay invoices from your phone or computer. Keep tabs on your money and payments no matter where you’re working from.

Cash in

The perfect fit for your digital pro tool kit If you use Spotlight to deposit your earnings from online platforms and payment apps – you get your money up to 2 days earlier.

Make Payment

A bank transfer is just one convenient way to transfer money into your Spotlight account so it’s always ready to use. You can move money from another bank to your Spotlight account to direct deposit into your account or simply for more flexibility to manage your spending.

Why are so many people switching to Spotlight Bank System?

Like we all know the small things do matter a lot, so we have been able to bring together so many little things and made perfection in them.

Lowest payment processing fees. Period.

The ultimate in value and convenience: • No monthly fees with eligible direct deposit, otherwise $5 per month¹ • Free nationwide ATM network² • Overdraft protection up to $200, with opt-in and eligible direct deposit³ • Get your pay up to 2 days early with direct deposit⁴ • Earn over 10x the national savings rate average⁵

Keep your money safe:

• Member FDIC bank and a brand of Green Dot Corporation • Lock and unlock your card with a tap of the app⁸ • Receive fraud alerts when we see something suspicious ⁹

MEET CREDIT BUILDER, A NEW WAY TO BUILD CREDIT

Raise your credit scores instantly and get your FICO® score for free⁶ • Build or repair your credit over time with the Relyvault Secured Visa® Credit Card ⁷ Credit Score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO Scores (Such as FICO® Auto Scored and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Average users who received a boost improved their FICO® Score 8 based on Experian Data by 12 points. Some may not see improved scores or approval odds. Not all lenders use credit information impacted by Experian Boost™.

Same Day Direct Deposit.

Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

Payment technology that works.

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NO TRANSFER FEES.

Send money to friends, family, or roommates easily– with no transfer fees. - Banking services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. Debit card and Credit card may be used everywhere Visa credit cards are accepted. *Relyvault spotMe is an optional, no fee service that requires $200 in qualifying direct deposits to the Relyvault Spending Account each month. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases initially, but may be later eligible for a higher limit of up to $200 or more based on member's Rely Account history, direct deposit frequency and amount, spending activity and other risk-based factors. Your limit will be displayed to you within the Rely mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at Rely discretion. SpotMe won't cover non-debit card purchases, including ATM withdrawals, ACH transfers, Pay Friends transfers, or Rely Checkbook transactions.

Approve more transactions

Experience more approvals on every single payment with local and global payment processing, data-driven optimizations, and powerful risk management. All within a fully connected single payments system.

Currencies Accepted

Buy, hold, and sell cryptocurrency right on the Rely app. New to crypto? Learn more with in-app resources. Crypto is volatile, so it can rise and fall in value quickly. Be sure to take it at a pace you're comfortable with.³

MANAGE YOUR MONEY

Get your money in the bank within minutes using Instant Transfer⁵. Want your paycheck up to two days earlier⁶ than your normal payday? Try Direct Deposit.

GET REWARDED WITH THE SPOTLIGHT CREDIT CARD

Earn up to 3% cash back on your eligible top spend category¹ —we’ll do the math. Split card purchases with friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide.²

Our top client

We've build solutions and

supported a good number of small businesses. We have helped them survive as a business and give them support they need to grow.

We provide best payment gateway service.

22 M

Total User

45 M

Total Transaction

500+

Merchant Accounts

Our client testimonial

What people say

Spotlight Bank has truly redefined my banking experience! Their seamless digital platform, quick transactions, and top-notch customer service make banking effortless. I feel secure knowing my finances are in good hands, and their innovative solutions have helped me manage my money better. Highly recommended!

Taylor Otwell

Laravel Developer

Exceptional customer service and cutting-edge financial solutions set Spotlight Bank apart. Their team is always available to assist, and their innovative banking tools have made managing my finances simpler than ever. Highly recommended!

Frank Matthew

Lawyer

I've never experienced such a smooth and hassle-free banking process until I joined Spotlight Bank. Their mobile banking app is intuitive, transactions are instant, and their security measures give me complete peace of mind.

Our latest Announces

Our Announces and Articles

Beginning Feb 04 2022, The Mr. Beast X Ellen DeGeneres Weekly Giveaway begins and would begins. 100 random people would win $50,000.00 and would be notified via sms.

07 Aug

The Ultimate Solution for e-Wallet Service

Our payment gateway integrate about 50+ platform.

We're expert in this field whole over the world